Not known Facts About 228 loan
Not known Facts About 228 loan
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For each census tract by which the lender originated or acquired a small business loan or compact farm loan, the financial institution need to report the aggregate selection and dollar quantity of smaller small business loans and tiny farm loans:
A bank ought to make available to the public for inspection, on ask for and for gratis, the data expected With this segment as follows:
The Board charges the functionality of the intermediate lender evaluated below this area as furnished in appendix D to this section.
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(ix) An indicator for whether or not the loan was to a business or farm with gross annual revenues higher than $1 million; and
A financial institution issue to info reporting specifications pursuant to § 228.42 will have to incorporate in its general public file a composed detect that the CRA Disclosure Statement pertaining on the lender, its functions subsidiaries, and its other affiliate marketers, if applicable, could possibly be attained on the FFIEC's Site at:
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) Large banking companies that had belongings below or equivalent to $10 billion as of December 31 in both from the prior two calendar decades and that click here do not work branches.
The constrained intent lender's Neighborhood advancement financing performance in all of its facility-based mostly assessment locations; and
The Board might modify a restricted function bank's institution ranking from “Satisfactory” to “Fantastic” where by a lender requests and gets further thought for expert services that will qualify under the Community Development Services Examination in § 228.25.
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(one) All prepared feedback been given from the public for The existing 12 months (updated with a quarterly basis with the prior quarter by March 31, June thirty, September 30, and December 31) and every on the prior two calendar many years that specifically relate to your bank's general performance in helping to meet up with community credit score desires, and any reaction for the comments with the lender, if neither the feedback nor the responses incorporate statements that replicate adversely on The nice name or status of any people besides the bank or publication of which would violate particular provisions of legislation;
For auto loans, the Board compares a bank's geographic and borrower distributions to your applicable Neighborhood benchmarks, as delivered in paragraph (f) of this area and portion VI of appendix A to this element.
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